Checking

UP-Lifted Checking powered by Bazing
A Powerful New Way To Save Money With Bazing
Our UP-Lifted Checking powered by Bazing is our extraordinary rewards checking account.

Switch your checking account to UP Federal Credit Union and enjoy:

  • ● Local Savings & Discounts through the Bazing App
  • ● Cell Phone Protection*
  • ● Roadside Assistance
  • ● Id Theft Restoration Services
  • ● Health Savings Card
  • ● Travels Savings and MORE
  • ● Courtesy Pay*
  • ● No Minimum Balance Requirement & only $25 required to open
  • Convenient Direct Deposit & Payroll Deduction
  • ● Online account access with FREE Bill-Pay!
  • ● Mobile App with Remote Card Lock & Remote Deposit Capture*
  • ● Free Debit Card
  • ● Free E-Statements
  • ● 24-hour cash availability from PULSE ATMs around the country
  • ● Surcharge-free ATM access at over 3,000 locations through the MONEYPASS network
  • ● All for only $3 per month

*some limitations and qualifications apply for these benefits


Basic Checking
Do you want a Basic Checking account with all the necessary features you have come to expect with no monthly service charge?

If so, switch your checking account to our Basic Checking and enjoy:

  • ● No Service Charge
  • ● No Minimum Balance Requirement & only $25 required to open
  • Convenient Direct Deposit & Payroll Deduction
  • ● Online account access with FREE Bill-Pay!
  • ● Mobile App with Remote Card Lock
  • ● Free Debit Card
  • ● Free E-Statements
  • ● 24-hour cash availability from PULSE ATMs around the country
  • ● Surcharge-free ATM access at over 3,000 locations through the MONEYPASS network



Level Up Checking
Level Up Checking — Because everyone deserves a fresh start

  • ● Fresh Start Checking account
  • ● Free Debit Card
  • ● Free Online Account Access
  • ● Free Mobile App
  • ● Free Telephone Teller Access
  • ● Free ATM Usage
  • ● Free Bill Pay
  • ● Free Check cashing
  • ● Free Transaction Alerts
  • ● Free SecurLock on Debit Card
  • ● Free Monthly e-statements
  • ● Low $3/month maintenance fee
  • ● Minimum opening deposit = $5 to open share, $20 to open checking
  • ● No Inactivity Fees
  • ● No Overdraft Fees
  • ● Low cost Money Orders and Cashier’s Checks
As a fresh start checking, this account does not allow checks or Courtesy Pay.

Ready to open your account?

Stop by, call, or send us an email to get started!
Not a member?
Join today!
Helpful Links

Report a lost or stolen debit card:
Call 888-263-3370

Re-order Checks

Checking Switch Kit

Download iPhone App

Download Android App